With  a market cap of $37.6 billion, Fair Isaac Corporation (FICO) is a global leader in analytics and digital decisioning technologies, helping businesses automate and enhance critical decisions. With solutions spanning credit scoring, fraud detection, and customer engagement, FICO empowers organizations across industries to improve outcomes and drive smarter, more profitable operations.

Headquartered in Bozeman, Montana, Fair Isaac is slated to announce its fiscal Q3 2025 results on Wednesday, Jul. 30. Ahead of this event, analysts expect FICO to report an EPS of $6.46, a 29.5% increase from $4.99 in the year-ago quarter. It has exceeded Wall Street's earnings expectations in one of the past four quarters while missing on three other occasions. 

For fiscal 2025, analysts expect the financial services company to report EPS of $24.13, marking a growth of 35.7% from $17.78 in fiscal 2024. 

Shares of Fair Isaac have declined 1.5% over the past 52 weeks, lagging behind the broader S&P 500 Index's ($SPX) 12.1% return and the Technology Select Sector SPDR Fund's (XLK) 10.4% rise over the same period.

Shares of Fair Isaac rose 1.4% following its Q2 2025 report on Apr. 29. The company posted adjusted EPS of $7.81 and revenue of $498.7 million, both exceeding analyst expectations. Its Scores segment, the company’s primary revenue driver, delivered a robust 25.3% year-over-year increase to $297 million, contributing to a 15% rise in total revenue. Investor confidence was further supported by FICO’s reaffirmation of its fiscal 2025 guidance, which projects double-digit growth in both revenue and earnings.

However, the stock dropped 8.9% on Jul. 8 because the Federal Housing Finance Agency announced that Fannie Mae and Freddie Mac will allow lenders to use VantageScore instead of FICO, ending FICO’s exclusive position in mortgage credit evaluations.

Analysts' consensus view on Fair Isaac stock remains cautiously optimistic, with a "Moderate Buy" rating overall. Out of 17 analysts covering the stock, 10 recommend a "Strong Buy," three "Moderate Buys," three "Holds," and one "Strong Sell." As of writing, the stock is trading below the average analyst price target of $2,267.25.